Disclaimer: USA Student Debt Relief is a private company not associated with the Department of Education (DOE) or any other Government entity. Any person can apply for a loan consolidation without paying a fee provided they know the correct steps. USA Student Debt Relief collects, processes and submits the application for student loan consolidation and repayment programs offered by the DOE. USA Student Debt Relief is not a loan servicer or Federal Lender and does not provide debt relief services, including renegotiating, settling, or in any way altering the terms of a payment or debt. Its services are only for the assistance and completion of federal student loan documents.